Building Financial Futures Since 2018
We started with a simple idea: financial guidance shouldn't feel overwhelming. Seven years later, we've helped hundreds of Canadian families take control of their money with practical strategies that actually work.
Our Journey
The Beginning
Started as a small consulting practice in Wellandport after seeing too many families struggle with basic financial planning. Our first year taught us that people need honest advice, not complex investment products they don't understand.
Learning Through Crisis
The pandemic changed everything. We watched clients lose jobs, struggle with mortgage payments, and worry about their future. This experience shaped our approach - focusing on emergency planning and realistic budgeting became our priority.
Growing Our Team
Added specialized expertise in tax planning and small business finances. We realized that one-size-fits-all advice doesn't work - every family's situation is different, and our recommendations need to reflect that reality.
Today
We've helped over 400 families across Ontario improve their financial stability. Our approach remains the same: clear explanations, practical steps, and ongoing support that adapts as your life changes.
What Guides Us
These aren't just nice words on a website. They're the principles that shape every conversation we have and every recommendation we make.
Honest Communication
We explain things in plain English and tell you when something might not work for your situation. No jargon, no sales pressure, no pretending we have all the answers.
Practical Focus
Every strategy we recommend has to make sense for your actual life and budget. Theory is nice, but what matters is what you can realistically implement and stick with.
Long-term Thinking
Quick fixes rarely work with money. We help you build habits and systems that will serve you well for years, even when your circumstances change.
Real Support
Financial planning isn't a one-time event. We're here when life throws you curveballs, when you have questions, and when you need to adjust your approach.
The People Behind silvarithome
Zinnia Cortwright
Senior Financial Strategist
Avalon Sherwood
Client Relations Director
Experience You Can Trust
Zinnia brings fifteen years of experience from both corporate finance and personal consulting. She's particularly good at helping people understand how their financial decisions today affect their options tomorrow. Her approach is methodical but never overwhelming.
Avalon joined us in 2021 after working in banking for over a decade. She has a talent for explaining complex concepts in ways that actually make sense. She also coordinates our ongoing client support program, making sure no one falls through the cracks.
We keep our team small intentionally. This way, you work with the same people throughout your relationship with us, and we can provide the personal attention that larger firms often can't manage.
How We Work
Understanding First
Before any recommendations, we spend time understanding your actual situation, goals, and concerns. What works for someone else might not work for you.
Clear Planning
We create straightforward action plans with realistic timelines. You'll know exactly what to do next and why each step matters for your financial health.
Ongoing Support
Financial planning isn't set-and-forget. We check in regularly, answer questions as they come up, and adjust strategies when your life changes.
Education Focus
We explain the reasoning behind our recommendations so you can make informed decisions. The goal is for you to feel confident about your financial choices.